Course Details
Consumer Math (Grade 10-12)
Review key course information and curriculum options.
Course Information
- Subject Area
- Mathematics
- State Course Code
- 02157
- Length
- One Semester
- Total Hours
- 135
Course reinforces general math topics (such as arithmetic using rational numbers, measurement, ratio and proportion and basic statistics) and applies these skills to consumer problems and situations. Applications typically include budgeting, taxation, credit, banking services, insurance, buying and selling products and services, home and/or car ownership and rental, managing personal income and investment.
Learning Goals
- Personal Finance
- The History of Credit in America
- Personal and family budgets
- Three Basic Reasons to Save Money
- The Power of Compound Interest
- Balance a Checking Account
- The Basics of Banking
- The Importance of Having a Zero-Based Budget
- Calculating Net Worth
- The Hidden Cost of Credit
- Realities of Cash Advances
- The True Cost of Ownership
- The Debt Snowball
- The Student Loan Myth
- Cost of Living Calculator
- The Impact of Daily Purchase Decisions
- Bargain Shopping: Part of a Healthy Financial Plan
- The Seven Basic Rules of Negotiating
- The Basics of Investing
- Individual Fund Tracker
- Reading a Prospectus
- Stocks Vs. Mutual Funds
- Roth IRA
- Rule of 72
- Funding 401(k)s and Roth IRAs
- Monthly Retirement Planning
- Wealth Building is NOT a Game of Chance
- Protecting Your Wealth: Basic Types of Coverage
- Auto Liability Limits
- Health Plan Overview
- Which Insurance Policies Are Needed
- The Importance of Life Insurance
- Identifying Financial Risk
- Understanding Renter's Insurance
- Understanding Your Money Personality
- Communication Is Key: Roommates and Money; Marriage and Money
- DISC and Career Match
- Researching Careers
- The Best Practices of Successful People: Interview Practice; Résumé and Cover Letters
- Filing Your Taxes
- Reading a Pay Stub
- Careers and Taxes
- Give Your Time and Talents: Research Charitable Organizations
- Define Your Legacy
- Exploring Areas of Need in Your Community
Choose Curriculum
Personal Financial Literacy
Learning to make sound financial decisions is one of the most important lessons a student can learn. In this course, students will learn financial decision-making skills using real-life applications and data. The primary content for the course focuses on learning the ideas, concepts, knowledge, and skills that will enable students to implement beneficial personal decision-making choices; to become wise, successful, and knowledgeable consumers, savers, investors, users of credit and money managers; and to be participating members of a global workforce and society. Personal Financial Literacy is a half-credit (0.5) elective or optional 3rd math credit, if approved by the CVA Principal approval, and offers an option for students to receive honors credit. Successful completion of Algebra I is the recommended pre-requisite.
Online
Items
| Name | Kind | ISBN | Returnable | Shared |
|---|---|---|---|---|
| Personal Financial Literacy | Online Class | No | No |